Education Loan to Study in France

Fulfill your dream to study in top Study in France universities with hassle-free loans covering tuition, living, and travel — at competitive rates.

  • Attractive interest rate
    Attractive interest rate

    Flexible and low interest options to suit your needs.

  • Collateral free loan
    Collateral free loan up to Rs. 1.25 Cr*

    No security required for reputed universities.

  • EMI after course
    EMI starts after course completion

    Repay only when you start earning.

  • Covers all expenses
    Covers course, living & other expenses

    One-stop solution for all education-related costs.

NBFCs

Secured Loan Interest Rate
9.5 - 11.5 %
Unsecured Loan Interest Rate
8.95 - 13.0 %
Max Secured Loan Amount:
₹ 3,50,00,000
Max Unsecured Loan Amount:
₹ 4,00,00,000
Secured Loan Interest Rate
10.5 - 14.0 %
Unsecured Loan Interest Rate
10.25 - 14.5 %
Max Secured Loan Amount:
₹ 1,00,00,000
Max Unsecured Loan Amount:
₹ 1,25,00,000
Secured Loan Interest Rate
NA
Unsecured Loan Interest Rate
11.0 - 14.0 %
Max Secured Loan Amount:
NA
Max Unsecured Loan Amount:
₹ 1,00,00,000
Secured Loan Interest Rate
11.5 - 12.0 %
Unsecured Loan Interest Rate
11.0 - 14.0 %
Max Secured Loan Amount:
₹ 50,00,000
Max Unsecured Loan Amount:
₹ 1,00,00,000
Secured Loan Interest Rate
10.5 - 14.0 %
Unsecured Loan Interest Rate
10.25 - 14.5 %
Max Secured Loan Amount:
₹ 1,00,00,000
Max Unsecured Loan Amount:
₹ 1,25,00,000
Secured Loan Interest Rate
10.5 - 14.0 %
Unsecured Loan Interest Rate
10.25 - 14.5 %
Max Secured Loan Amount:
₹ 1,00,00,000
Max Unsecured Loan Amount:
₹ 1,25,00,000
Secured Loan Interest Rate
10.5 - 14.0 %
Unsecured Loan Interest Rate
10.25 - 14.5 %
Max Secured Loan Amount:
₹ 1,00,00,000
Max Unsecured Loan Amount:
₹ 1,25,00,000
Secured Loan Interest Rate
10.5 - 14.0 %
Unsecured Loan Interest Rate
10.25 - 14.5 %
Max Secured Loan Amount:
₹ 1,00,00,000
Max Unsecured Loan Amount:
₹ 1,25,00,000

Private Bank

Secured Loan Interest Rate
8.65 - 9.15 %
Unsecured Loan Interest Rate
9.15 %
Max Secured Loan Amount:
₹ 3,00,00,000
Max Unsecured Loan Amount:
₹ 50,00,000
Secured Loan Interest Rate
7.15 - 10.7 %
Unsecured Loan Interest Rate
NA
Max Secured Loan Amount:
₹ 2,00,00,000
Max Unsecured Loan Amount:
NA
Secured Loan Interest Rate
11.0 - 11.5 %
Unsecured Loan Interest Rate
10.8 - 13.0 %
Max Secured Loan Amount:
₹ 50,00,000
Max Unsecured Loan Amount:
₹ 1,00,00,000s
Secured Loan Interest Rate
8.25 – 10.35 %
Unsecured Loan Interest Rate
7.1 – 10.35 %
Max Secured Loan Amount:
₹1,50,00,000
Max Unsecured Loan Amount:
₹40,00,000
Secured Loan Interest Rate
8.75 – 11.75 %
Unsecured Loan Interest Rate
7.5 – 12.25 %
Max Secured Loan Amount:
₹ 2,00,00,000
Max Unsecured Loan Amount:
₹ 1,00,00,000
Secured Loan Interest Rate
9.25 - 12.5 %
Unsecured Loan Interest Rate
10.25 - 12.5 %
Max Secured Loan Amount:
₹ 3,00,00,000
Max Unsecured Loan Amount:
₹ 1,00,00,000
Secured Loan Interest Rate
NA
Unsecured Loan Interest Rate
11.0 - 14.0 %
Max Secured Loan Amount:
NA
Max Unsecured Loan Amount:
₹ 1,00,00,000
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Study in France for Indian Students: A PayStudy Guide


France is not just about art, culture, and breathtaking architecture, it’s a global study destination that blends academic excellence with career-building opportunities. With 3,500+ higher-education institutions and globally recognised universities, France offers Indian students quality education, multicultural exposure, and strong post-study pathways.

With the right guidance and access to low-interest education loans, studying in France becomes financially achievable. PayStudy helps students explore scholarships, secure funding, and navigate admissions confidently, so you focus on learning, not worrying.

Key Highlights for Indian Students Studying in France

Factor Details
Average Cost of Study ₹3,30,000 – ₹13,00,000 per year (varies by course & institution)
Average Cost of Living ₹7,00,000 – ₹12,00,000 per year
Funding Options Eiffel Scholarship, Charpak Scholarship, low-interest education loans, part-time jobs
Intakes September (primary), January/February (secondary)
Student Visa Types C-Type (short stay) & D-Type (long stay)
Popular Cities Paris, Lyon, Toulouse, Bordeaux, Montpellier
Visa Cost Approx. ₹8,500 – ₹10,000

Why Study in France?

  • World-Class Education & Global Recognition
  • France consistently ranks among top global education hubs, with 11 universities in QS Top 100. It’s particularly popular for business, engineering, fashion, culinary arts, and creative studies.

  • Strong Indo-France Education Ties
  • France aims to welcome 30,000 Indian students by 2030, strengthening opportunities for Indian aspirants.

  • Balanced Academic + Work Ecosystem
  • Students can work up to 964 hours/year, helping them manage living costs while gaining industry exposure.

  • Excellent Post-Study Opportunities
  • French degrees are globally recognised and open doors to opportunities across Europe and beyond


How It Works


Fill Out Application

Submit your profile and loan requirements through our simple online form.

Get Pre-Approved Offers

Receive loan offers matched to your profile from top partners.

Document Collection

We help gather and verify all your required documents quickly.

Loan Processing

Our experts handle coordination with banks/NBFCs for fast sanction.

Disbursement

Funds are sent directly to the university or your account as needed.

Top Universities in France for Indian Students

University UG Eligibility PG Eligibility MBA Requirements Popular Courses
Sorbonne University Higher secondary equivalent Bachelor’s degree Bachelor’s degree + relevant experience Humanities, IR, Literature
Ecole Normale Supérieure (ENS) High academic performance; entrance exams possible Strong bachelor’s record Research-focused (No MBA) Sciences, Social Sciences, Philosophy
University of Lorraine Secondary education with relevant subjects Bachelor’s degree UG degree + experience CS, Engineering, Environment
Jean Moulin Lyon 3 University 12th grade equivalent; language proof Bachelor’s degree UG degree Law, Political Science, Humanities
EPITA School of Engineering & CS 12th with STEM focus Bachelor's in tech field Tech-management options Computer Science, AI, Cybersecurity

  • Eligibility Criteria for Indian Students
  • Age Requirement
    • Minimum 18 years
    • No upper limit
  • Academic Requirements
    • Minimum 50% in 12th
    • Minimum 2.0 GPA in bachelor’s for master’s programs (may vary)
  • Language Proficiency
    • French-taught courses: DELF/DALF recommended
    • English-taught courses: IELTS/TOEFL accepted
  • Admission Tests
    • GRE/GMAT may be required for selected master’s programs
    • Interviews common for UG admissions

France Student Visa: Required Documents

  • Valid Passport
  • Passport-size photographs
  • Acceptance Letter
  • Campus France NOC
  • OFII form
  • Proof of funds
  • Medical insurance
  • Accommodation proof
  • Travel tickets
  • Civil status documents
  • Interview confirmation

Cost of Studying in France for Indian Students

Expense Category Estimated Cost
Tuition Fees €3,000 – €10,000/year
Visa Fees €50 – €100
Health Insurance €200 – €700/year
Accommodation €400 – €1,500/month
Food/Groceries €250 – €400/month
Utilities €50 – €120/month
Transport €30 – €70/month
Internet/Phone €25 – €50/month
Books & Supplies €300 – €500/year

PayStudy helps you secure education loans at favorable interest rates so studying in France becomes accessible and stress-free.

Scholarships for Indian Students in France

Scholarship Benefits Eligibility Study Level
Eiffel Excellence Scholarship €1,181/month (Master’s), €1,800/month (PhD) Nominated by French university PG, PhD
Charpak Master’s Scholarship €860/month, visa fee waiver, insurance Indian nationals under 30 PG
Father Roger Guindon Fund Need-based financial support Financial hardship students UG/PG/PhD

Part-Time Jobs While Studying

Students can work 964 hours per year (~20 hours/week), helping manage living costs and gaining work experience. University on-campus roles, hospitality jobs, tutoring, and admin roles are common options.

Stay Back & PR Pathway in France

  • Post-Study Work Visa (12–24 months) available
  • Can switch to long-term work permit after employment
  • Eligible for PR after long-term residency and employment

Frequently Asked Questions About Study in France

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