Education Loan to Study in the Ireland

Fulfill your dream to study in top Study in the Ireland universities with hassle-free loans covering tuition, living, and travel — at competitive rates.

  • Attractive interest rate
    Attractive interest rate

    Flexible and low interest options to suit your needs.

  • Collateral free loan
    Collateral free loan up to Rs. 1.25 Cr*

    No security required for reputed universities.

  • EMI after course
    EMI starts after course completion

    Repay only when you start earning.

  • Covers all expenses
    Covers course, living & other expenses

    One-stop solution for all education-related costs.

NBFCs

Secured Loan Interest Rate
9.5 - 11.5 %
Unsecured Loan Interest Rate
8.95 - 13.0 %
Max Secured Loan Amount:
₹ 3,50,00,000
Max Unsecured Loan Amount:
₹ 4,00,00,000
Secured Loan Interest Rate
10.5 - 14.0 %
Unsecured Loan Interest Rate
10.25 - 14.5 %
Max Secured Loan Amount:
₹ 1,00,00,000
Max Unsecured Loan Amount:
₹ 1,25,00,000
Secured Loan Interest Rate
NA
Unsecured Loan Interest Rate
11.0 - 14.0 %
Max Secured Loan Amount:
NA
Max Unsecured Loan Amount:
₹ 1,00,00,000
Secured Loan Interest Rate
11.5 - 12.0 %
Unsecured Loan Interest Rate
11.0 - 14.0 %
Max Secured Loan Amount:
₹ 50,00,000
Max Unsecured Loan Amount:
₹ 1,00,00,000
Secured Loan Interest Rate
10.5 - 14.0 %
Unsecured Loan Interest Rate
10.25 - 14.5 %
Max Secured Loan Amount:
₹ 1,00,00,000
Max Unsecured Loan Amount:
₹ 1,25,00,000
Secured Loan Interest Rate
10.5 - 14.0 %
Unsecured Loan Interest Rate
10.25 - 14.5 %
Max Secured Loan Amount:
₹ 1,00,00,000
Max Unsecured Loan Amount:
₹ 1,25,00,000
Secured Loan Interest Rate
10.5 - 14.0 %
Unsecured Loan Interest Rate
10.25 - 14.5 %
Max Secured Loan Amount:
₹ 1,00,00,000
Max Unsecured Loan Amount:
₹ 1,25,00,000
Secured Loan Interest Rate
10.5 - 14.0 %
Unsecured Loan Interest Rate
10.25 - 14.5 %
Max Secured Loan Amount:
₹ 1,00,00,000
Max Unsecured Loan Amount:
₹ 1,25,00,000

Private Bank

Secured Loan Interest Rate
8.65 - 9.15 %
Unsecured Loan Interest Rate
9.15 %
Max Secured Loan Amount:
₹ 3,00,00,000
Max Unsecured Loan Amount:
₹ 50,00,000
Secured Loan Interest Rate
7.15 - 10.7 %
Unsecured Loan Interest Rate
NA
Max Secured Loan Amount:
₹ 2,00,00,000
Max Unsecured Loan Amount:
NA
Secured Loan Interest Rate
11.0 - 11.5 %
Unsecured Loan Interest Rate
10.8 - 13.0 %
Max Secured Loan Amount:
₹ 50,00,000
Max Unsecured Loan Amount:
₹ 1,00,00,000s
Secured Loan Interest Rate
8.25 – 10.35 %
Unsecured Loan Interest Rate
7.1 – 10.35 %
Max Secured Loan Amount:
₹1,50,00,000
Max Unsecured Loan Amount:
₹40,00,000
Secured Loan Interest Rate
8.75 – 11.75 %
Unsecured Loan Interest Rate
7.5 – 12.25 %
Max Secured Loan Amount:
₹ 2,00,00,000
Max Unsecured Loan Amount:
₹ 1,00,00,000
Secured Loan Interest Rate
9.25 - 12.5 %
Unsecured Loan Interest Rate
10.25 - 12.5 %
Max Secured Loan Amount:
₹ 3,00,00,000
Max Unsecured Loan Amount:
₹ 1,00,00,000
Secured Loan Interest Rate
NA
Unsecured Loan Interest Rate
11.0 - 14.0 %
Max Secured Loan Amount:
NA
Max Unsecured Loan Amount:
₹ 1,00,00,000
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600+ Universities

Study in Ireland with PayStudy


Ireland, lovingly called the Emerald Isle, blends rich culture with world-class academics. With globally recognized universities like Trinity College Dublin and University College Dublin, Ireland offers a modern, skill-driven education system built for global careers.

he country is increasingly popular among Indian students thanks to its student-friendly visa policies, strong job market, and welcoming international environment. Ireland is also strengthening its position as a global talent hub through Global Citizens 2030, opening more opportunities for international graduates.

If you’re looking for quality academics, excellent work opportunities, and a smooth student journey abroad then Ireland is a smart choice.

Key Highlights of Studying in Ireland

Factors Description
Average Cost of Study ₹8,28,425 – ₹23,01,180/year (varies by course & university)
Average Living Cost ₹6,44,330 – ₹11,04,566/year (city & lifestyle dependent)
Funding Options Scholarships, education loans, part-time work, personal savings
Major Intakes September (primary), January (limited programs)
Study Visa Types C-Type (short stay), D-Type (long stay)
Popular Cities Dublin, Cork, Galway, Limerick
Visa Fee Approx. ₹5,500 (single entry) / ₹9,200 (multiple entry)

Why Choose Ireland?

Many students compare Ireland with destinations like the US, UK, Canada, and Australia. Here's what sets it apart:

  • Lower visa rejection rates (approx. 1–4%)
  • Top-ranked universities (multiple institutions in QS Top 100)
  • Thriving job market with global companies (Google, Meta, Pfizer & more)
  • High employability with ~80% students secure placements directly from campus
  • Post-study work rights risen up to 2 years stay-back
  • Fast-growing economy and excellent quality of life

Ireland's strong tech & business ecosystem makes it one of the most future-ready study destinations for Indian students.

How It Works


Fill Out Application

Submit your profile and loan requirements through our simple online form.

Get Pre-Approved Offers

Receive loan offers matched to your profile from top partners.

Document Collection

We help gather and verify all your required documents quickly.

Loan Processing

Our experts handle coordination with banks/NBFCs for fast sanction.

Disbursement

Funds are sent directly to the university or your account as needed.

Top Universities in Ireland – Entry Requirements for Indian Students

University Undergraduate Requirements Postgraduate Requirements MBA Requirements Popular Courses / Top Fields
University College Dublin (UCD) 12 years of schooling; IELTS 6.5+ Bachelor’s degree (2.1 honors); IELTS 6.5+/TOEFL 90+ Bachelor’s degree + 3 years work experience + GMAT 500+ Business Analytics, Data Science, Finance, Engineering
Trinity College Dublin (TCD) 75%+ in Class 12; IELTS 6.5+ Bachelor’s degree (2.1 honors); IELTS 6.5+/TOEFL 88+ 3+ years experience; GMAT 600+ recommended Computer Science, Law, Pharma, Business
National University of Ireland Galway (University of Galway) 70%+; IELTS 6.5+ 2.2 honors; IELTS 6.5+ 3 years experience; GMAT recommended Medicine, Public Health, Data Science
University College Cork (UCC) 75%; IELTS 6.5+ 2.2 honors; IELTS 6.5+/TOEFL 90+ 3–5 years experience; GMAT recommended Law, Food Science, Marketing, Environmental Science
Dublin City University (DCU) 70%; IELTS 6.5+ 2.2 honors; IELTS 6.5+ 3+ years experience Communication, Business Analytics, Engineering

Eligibility Requirements

Age: Minimum 17+ years

Academics

  • Minimum 50% in previous education
  • Portfolio/work experience for select PG courses

Standardized Exams for International Students

Test Purpose
HPAT Required for medical programs
BMAT Required for medicine (some universities)
GMAT Required for MBA programs
GRE Required for specific technical programs

English Proficiency Requirements

Test Score
IELTS 6.5 – 7.0
TOEFL 88 – 90+
PTE 63+ (no section below 59)

Supporting Documents

  • LORs from teacher/professional mentor
  • SOP explaining goals & academic background

Ireland Student Visa Checklist

Documents required:

  • Passport & photographs
  • Letter of Acceptance
  • Proof of funds & accommodation
  • English test proof
  • Health insurance

Cost of Studying in Ireland

Expense Estimated Cost
Tuition Fees €9,000 – €25,000/year
Living Cost €1,300/month
Health Insurance €150 – €600/year
Rent €400–€1,200/month
Transport €30–€70/month
Food €200–€400/month

Tip: Indian students often fund studies through scholarships + education loans + part-time work.

Scholarships for Indian Students

Scholarship Benefits Eligibility
Govt. of Ireland Scholarship Full tuition + €10,000 stipend Strong academics, leadership
National Overseas Scholarship Fee + visa + travel + living support Family income < ₹8 lakh, QS Top-500 university offer
Trinity India Scholarship ₹2.7L – ₹4.5L 90%+ in Class 12, Trinity admission

Part-Time Work in Ireland

  • 20 hours/week during term
  • 40 hours/week during vacations
  • On-campus/off-campus work options available

Pathway to PR in Ireland

Stage Opportunity
After graduation 1–2 years stay-back visa
Working in Ireland Apply for Critical Skills Work Permit or General Work Permit
Long-term route PR eligibility after 5 years

Planning to Study in Ireland?

OPayStudy helps you with:

  • Education loan support
  • Admissions guidance
  • SOP/LOR review
  • Visa & documentation support
  • Pre-departure assistance

Frequently Asked Questions About Study in the Ireland

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