Study in France with Easy & Fast Overseas Education Loans

France is rapidly rising as a preferred study destination for Indian students. With over 6,000 Indian students in France already and a government goal to host 20,000 Indian students by 2025, the opportunities are greater than ever. Whether you want to explore fashion, business, engineering, AI, hospitality, or research, France offers world-class academics, rich culture, and globally respected universities.

However, studying abroad also brings financial planning responsibilities. The good news? A low-interest overseas education loan can make your France study dream smooth and stress-free.

With PayStudy, a digital education loan platform, you can access fast approval overseas education loans, compare lenders, and secure the best loan options for French universities in one place.

Why Choose France for Higher Education?

France combines high-quality education with affordability. It is one of the few major study-abroad destinations where tuition fees are government-subsidized thus making it more economical than countries like the US, UK, or Australia.

Key Benefits

Affordable tuition fees at public universities
Top international business & engineering schools (HEC, ESSEC, INSEAD, ESCP, Polytechnique)
English-taught programs widely available
Strong employability rankings globally
Allowed to work up to 964 hours/year during studies
High quality of life & diverse cultural experience

Cost of Studying in France

Expense Category	Approx. Cost
Bachelor’s Tuition	€2,770/year
Master’s Tuition	€3,770/year
Living Expenses	~€1,100/month

Despite being budget-friendly compared to many other destinations, planning financial support is essential and that’s where a student loan for France can help.

Education Loan Options to Study in France

Secured Education Loan for France (With Collateral)
Ideal for students looking for low-interest overseas education loan options, higher loan amounts, and longer repayment periods.
No Collateral Education Loan for Abroad Studies
Perfect for students who don’t have collateral. Get funding based on academic merit, university reputation, and career potential.
International Student Loan for France
Loans from global lenders for top global institutions.

Lender Comparison – France Education Loans

Collateral-Based Loans

Lender	Max Amount	Interest Rate	Margin
SBI	Up to ₹1.5 Cr	~10.65% (girls) / ~11.50% (boys)	10%
UBI	Up to ₹1 Cr	~10.5% – 10.85%	10–15%

No-Collateral Loans

Lender	Max Amount	Interest Rate	Margin
Axis Bank	Up to ₹50 Lakhs	11% – 13.50%	5%
ICICI Bank	Up to ₹50 Lakhs	10.85% – 12.50%	0–15%
IDFC First Bank	Up to ₹35 Lakhs	11.75% – 13.25%	Nil
Avanse	Up to ₹50 Lakhs	12.75% – 13.25%	Nil
HDFC Credila	Up to ₹20 Lakhs (STEM only)	12% – 13%	Nil
Prodigy Finance	Up to $100,000	12% – 14%	Nil

What Your Student Loan for Studying Abroad Covers

Tuition fees
Accommodation & living expenses
Travel & visa costs
Books, laptop & equipment
University insurance & student services
Caution & security deposits
Internship and academic-project expenses

Eligibility Criteria for Education Loan for France

Be an Indian citizen aged 18+
Have admission to a recognized French university
Provide academic transcripts
Show financial supporting documents / guarantor (if required)

Need Help in education loan?

Full Name *

Email *

Phone Number *

Target Course Country *

Admission Status *

Required Loan Amount *

Documents Required

Admission letter
Loan application form
Passport, Aadhaar & PAN
Academic records
Income proof / bank statements of co-applicant
Collateral documents (for secured loans)

Why Get Your Education Loan Through PayStudy?

PayStudy simplifies your entire study-loan journey.

Feature	Description
Compare lenders digitally	Find the best study abroad loan platform match
Fast education loan approval	Speed matters — get decisions quickly
No extra cost	Transparent, student-friendly
Dedicated loan expert	Personalized guidance
100% online processing	Modern end-to-end digital platform
Zero paperwork hassle	We handle documentation for you

Whether you need a student loan for international universities, education loan for top overseas colleges, or a fast approval overseas education loan, PayStudy is built to help you start your journey stress-free.

How to Apply for a France Education Loan via PayStudy

Check your eligibility online
Book a free counseling call
Get lender options & interest rate comparison
Submit digital documents
Get approval (usually within 7–15 days)
Loan disbursement to your or university account

France is emerging as one of the most exciting and opportunity-rich destinations for Indian students. With modern global programs, affordable fees, and world-ranked universities — your future is waiting.

With PayStudy, your financial planning becomes smoother with access to: