Education Loan to Study in the Dubai

Fulfill your dream to study in top Study in the Dubai universities with hassle-free loans covering tuition, living, and travel — at competitive rates.

  • Attractive interest rate
    Attractive interest rate

    Flexible and low interest options to suit your needs.

  • Collateral free loan
    Collateral free loan up to Rs. 1.25 Cr*

    No security required for reputed universities.

  • EMI after course
    EMI starts after course completion

    Repay only when you start earning.

  • Covers all expenses
    Covers course, living & other expenses

    One-stop solution for all education-related costs.

NBFCs

Secured Loan Interest Rate
9.5 - 11.5 %
Unsecured Loan Interest Rate
8.95 - 13.0 %
Max Secured Loan Amount:
₹ 3,50,00,000
Max Unsecured Loan Amount:
₹ 4,00,00,000
Secured Loan Interest Rate
10.5 - 14.0 %
Unsecured Loan Interest Rate
10.25 - 14.5 %
Max Secured Loan Amount:
₹ 1,00,00,000
Max Unsecured Loan Amount:
₹ 1,25,00,000
Secured Loan Interest Rate
NA
Unsecured Loan Interest Rate
11.0 - 14.0 %
Max Secured Loan Amount:
NA
Max Unsecured Loan Amount:
₹ 1,00,00,000
Secured Loan Interest Rate
11.5 - 12.0 %
Unsecured Loan Interest Rate
11.0 - 14.0 %
Max Secured Loan Amount:
₹ 50,00,000
Max Unsecured Loan Amount:
₹ 1,00,00,000
Secured Loan Interest Rate
10.5 - 14.0 %
Unsecured Loan Interest Rate
10.25 - 14.5 %
Max Secured Loan Amount:
₹ 1,00,00,000
Max Unsecured Loan Amount:
₹ 1,25,00,000
Secured Loan Interest Rate
10.5 - 14.0 %
Unsecured Loan Interest Rate
10.25 - 14.5 %
Max Secured Loan Amount:
₹ 1,00,00,000
Max Unsecured Loan Amount:
₹ 1,25,00,000
Secured Loan Interest Rate
10.5 - 14.0 %
Unsecured Loan Interest Rate
10.25 - 14.5 %
Max Secured Loan Amount:
₹ 1,00,00,000
Max Unsecured Loan Amount:
₹ 1,25,00,000
Secured Loan Interest Rate
10.5 - 14.0 %
Unsecured Loan Interest Rate
10.25 - 14.5 %
Max Secured Loan Amount:
₹ 1,00,00,000
Max Unsecured Loan Amount:
₹ 1,25,00,000

Private Bank

Secured Loan Interest Rate
8.65 - 9.15 %
Unsecured Loan Interest Rate
9.15 %
Max Secured Loan Amount:
₹ 3,00,00,000
Max Unsecured Loan Amount:
₹ 50,00,000
Secured Loan Interest Rate
7.15 - 10.7 %
Unsecured Loan Interest Rate
NA
Max Secured Loan Amount:
₹ 2,00,00,000
Max Unsecured Loan Amount:
NA
Secured Loan Interest Rate
11.0 - 11.5 %
Unsecured Loan Interest Rate
10.8 - 13.0 %
Max Secured Loan Amount:
₹ 50,00,000
Max Unsecured Loan Amount:
₹ 1,00,00,000s
Secured Loan Interest Rate
8.25 – 10.35 %
Unsecured Loan Interest Rate
7.1 – 10.35 %
Max Secured Loan Amount:
₹1,50,00,000
Max Unsecured Loan Amount:
₹40,00,000
Secured Loan Interest Rate
8.75 – 11.75 %
Unsecured Loan Interest Rate
7.5 – 12.25 %
Max Secured Loan Amount:
₹ 2,00,00,000
Max Unsecured Loan Amount:
₹ 1,00,00,000
Secured Loan Interest Rate
9.25 - 12.5 %
Unsecured Loan Interest Rate
10.25 - 12.5 %
Max Secured Loan Amount:
₹ 3,00,00,000
Max Unsecured Loan Amount:
₹ 1,00,00,000
Secured Loan Interest Rate
NA
Unsecured Loan Interest Rate
11.0 - 14.0 %
Max Secured Loan Amount:
NA
Max Unsecured Loan Amount:
₹ 1,00,00,000
Need Help in education loan? — Free 1-on-1 Counseling with Our Advisors.

30K+ Students Counselled

600+ Universities

Why Study in Dubai/UAE?

Dubai and the UAE have become popular destinations for Indian students to study their undergraduate or post-graduation in modern campuses, with strong career opportunities. As the tuition fees and living costs keep increasing, good financial management is essential for overseas studies. An education loan for Dubai/UAE enables students to handle their fees, boarding, travelling, insurance and other education expenses without any financial burden on the families. With PayStudy, students will get help to select the right education loan to cover their studying expenses in Dubai and other UAE cities with complete assistance all the way through the loan process.

Top Courses to Study in Dubai

  • Engineering & Technology
  • Business & Management (MBA)
  • Computer Science & IT
  • Health & Life Sciences
  • Finance & Accounting
  • Arts, Media & Communication

Top Universities in Dubai

  • University of Birmingham Dubai
  • Heriot-Watt University Dubai
  • Middlesex University Dubai
  • University of Wollongong in Dubai (UOWD)
  • Canadian University Dubai
  • American University in Dubai (AUD)
  • Manipal Academy of Higher Education Dubai
  • Murdoch University Dubai
  • British University in Dubai
  • Dubai Institute of Design and Innovation

Why Choose an Education Loan for Dubai?

Covers Major Study Expenses

Taking education loans to study in Dubai helps to cover major expenses, such as tuition fees, housing costs, living expenses, travel, visa expenses, insurance and study materials.

Reduces Financial Burden

Instead of arranging the complete funds upfront, families can manage expenses through flexible repayment structures.

Flexible Repayment Options

Taking a secure study loan with PayStudy, you can have repayment flexibility and have moratorium periods, which means the student can start repaying the loan when they finish college.

Higher Loan Amount Availability

Eligible students may receive higher loan amounts based on university selection, course fees, academic profile, and co-applicant income.

Types of Education Loans for Dubai

Typical interest rate ranges are:

Scholarship Benefits
Secured Education Loan 8.5% - 10.5%
Unsecured Education Loan 9.5% - 13.0%
NBFC/Fintech Education Loan 10.0% - 16.0%

 

Factors affecting the interest rate:

  • University and course selected
  • Loan amount requested
  • Collateral availability
  • Co-applicant's income and credit profile
  • Student's academic background
  • Chosen repayment option (PSI, SI, or Direct EMI)

Documents Required

Student Required Documents:

  • Pan card
  • Aadhar card
  • Passport
  • Current & Permanent address proof
  • Marksheets: 10th, 12th
  • Degree certificate & consolidated marksheet(UG/PG)
  • Entrance exam score card -If Any
  • Bonafide/offer letter from college with fee breakup details.
  • 1 Passport size photo.
  • If Working -Latest 3 months' pay slip

Co-Applicant Documents Required:

The following documents are generally required from the co-applicant for the education loan process:

  • Government-issued identity proof (Passport, National ID, Driver's License, or equivalent)
  • Address proof
  • PAN Card or Tax Identification Number (as applicable)
  • Recent passport-size photograph
  • Bank statements for the last 3 months
  • Proof of employment or business (for self-employed )
  • Business registration documents (if applicable)
  • Any additional financial documents requested by the lender during the assessment process
  • Pension agreement documents ( For pension receiving co applicant)

Income proof:

  • Salary slips (last 3–6 months) for salaried employees
  • Employment letter or employment ID (if required)
  • Income Tax Returns (ITR) for the last 2 financial years, where applicable

Note: The exact document requirements may vary depending on the lender, loan amount, country of study, and the co-applicant's employment or income profile.

How to Apply for Dubai Education Loan

 

Fill Out Application

Submit your profile and loan requirements through our simple online form.

Get Pre-Approved Offers

Receive loan offers matched to your profile from top partners.

Document Collection

We help gather and verify all your required documents quickly.

Loan Processing

Our experts handle coordination with banks/NBFCs for fast sanction.

Disbursement

Funds are sent directly to the university or your account as needed.

Why Choose PayStudy for Your Dubai Education Loan?

Personalized Education Loan Guidance

We guide students to choose the right education loan options that match their college, course and financial profile.

Support for Secured and Non-Collateral Loans

Our Dubai education loan experts help students get both collateral and non-collateral education loan solutions for Dubai and UAE studies.

Simplified Documentation Support

We assist you with the documentation and loan application process to ensure smooth processing and approval.

Faster Processing Assistance

We help students with the requirements of the lender and make the loan application process more efficient.

End-to-End Study Abroad Support

From financial guidance to education loan assistance, we support students throughout their overseas education journey.

Frequently Asked Questions About Study in the Dubai

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