Fulfill your dream to study in top Study in France universities with hassle-free loans covering tuition, living, and travel — at competitive rates.
Flexible and low interest options to suit your needs.
No security required for reputed universities.
Repay only when you start earning.
One-stop solution for all education-related costs.
30K+ Students Counselled
600+ Universities
France is not just about art, culture, and breathtaking architecture, it’s a global study destination that blends academic excellence with career-building opportunities. With 3,500+ higher-education institutions and globally recognised universities, France offers Indian students quality education, multicultural exposure, and strong post-study pathways.
With the right guidance and access to low-interest education loans, studying in France becomes financially achievable. At PayStudy, we help Indian students study in France with scholarships, secure funding, and navigate admissions with confidence, so you can focus on learning, not worrying.
| Factor | Details |
|---|---|
| Average Cost of Study | ₹3,30,000 – ₹13,00,000 per year (varies by course & institution) |
| Average Cost of Living | ₹7,00,000 – ₹12,00,000 per year |
| Funding Options | Eiffel Scholarship, Charpak Scholarship, low-interest education loans, part-time jobs |
| Intakes | September (primary), January/February (secondary) |
| Student Visa Types | C-Type (short stay) & D-Type (long stay) |
| Popular Cities | Paris, Lyon, Toulouse, Bordeaux, Montpellier |
| Visa Cost | Approx. ₹8,500 – ₹10,000 |
| Expense Category | Estimated Cost |
|---|---|
| Tuition Fees | €3,000 – €10,000/year |
| Visa Fees | €50 – €100 |
| Health Insurance | €200 – €700/year |
| Accommodation | €400 – €1,500/month |
| Food/Groceries | €250 – €400/month |
| Utilities | €50 – €120/month |
| Transport | €30 – €70/month |
| Internet/Phone | €25 – €50/month |
| Books & Supplies | €300 – €500/year |
PayStudy helps you secure education loans at favorable interest rates so studying in France becomes accessible and stress-free.
| Scholarship | Benefits | Eligibility | Study Level |
|---|---|---|---|
| Eiffel Excellence Scholarship | €1,181/month (Master’s), €1,800/month (PhD) | Nominated by French university | PG, PhD |
| Charpak Master’s Scholarship | €860/month, visa fee waiver, insurance | Indian nationals under 30 | PG |
| Father Roger Guindon Fund | Need-based financial support | Financial hardship students | UG/PG/PhD |
An education loan for your studies in France helps with tuition fees, accommodation, travel, insurance, visa expenses and other living expenses.
Most loans provide a moratorium period that allows you to begin repayment once you have finished your course. So students and parents can avoid depending entirely on savings
Education loans make it easier to afford education at leading universities in France known for quality and global recognition.
An education loan makes it easier to access quality education and career opportunities in France’s growing international market.
How to Apply for France Education Loan
Submit your profile and loan requirements through our simple online form.
Receive loan offers matched to your profile from top partners.
We help gather and verify all your required documents quickly.
Our experts handle coordination with banks/NBFCs for fast sanction.
Funds are sent directly to the university or your account as needed.
| University | UG Eligibility | PG Eligibility | MBA Requirements | Popular Courses |
|---|---|---|---|---|
| Sorbonne University | Higher secondary equivalent | Bachelor’s degree | Bachelor’s degree + relevant experience | Humanities, IR, Literature |
| Ecole Normale Supérieure (ENS) | High academic performance; entrance exams possible | Strong bachelor’s record | Research-focused (No MBA) | Sciences, Social Sciences, Philosophy |
| University of Lorraine | Secondary education with relevant subjects | Bachelor’s degree | UG degree + experience | CS, Engineering, Environment |
| Jean Moulin Lyon 3 University | 12th grade equivalent; language proof | Bachelor’s degree | UG degree | Law, Political Science, Humanities |
| EPITA School of Engineering & CS | 12th with STEM focus | Bachelor's in tech field | Tech-management options | Computer Science, AI, Cybersecurity |
Minimum 18 years
Minimum 50% in 12th
French-taught courses: DELF/DALF recommended
GRE/GMAT may be required for selected master’s programs
Valid Passport
Passport-size photographs
Acceptance Letter
Campus France NOC
OFII form
Proof of funds
Medical insurance
Accommodation proof
Travel tickets
Civil status documents
Students can work 964 hours per year (~20 hours/week), helping manage living costs and gaining work experience. University on-campus roles, hospitality jobs, tutoring, and admin roles are common options.
Post-Study Work Visa (12–24 months) available
Can switch to long-term work permit after employment
We simplify the loan application process with quick guidance and minimal hassle. Based on your chosen French institution, course, and eligibility, we help identify the most suitable lender and loan option for your study plans.
Connect with the top banks and NBFCs that provide you competitive interest rates along with flexible terms. Eligible students may also benefit from processing fee advantages, dedicated loan assistance, and funding for tuition fees and other eligible education expenses, subject to lender policies.
From loan eligibility assessment and lender selection to documentation, loan sanction, and disbursement, our team provides complete assistance throughout your education loan journey, ensuring a smooth and efficient experience.
We help you find loan options based on your course, university, and financial profile. Our professionals help students explore suitable funding opportunities, including cases requiring additional guidance on co-applicant strength, income profile, or documentation, subject to lender eligibility criteria.
No hidden fees, clear communication and expert support to ensure a seamless experience. We also assist you in preparing a structured financial plan and organizing the financial documentation required for your France student visa, helping you proceed with confidence.
Are you ready to transform your life?
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